Ray Diaz * Fort Lauderdale Real Estate Services. - Ray Diaz Sells Fort lauderdale

ARE YOU HAVING... "SECOND THOUGHTS"...
ABOUT SELLING YOUR HOME IN THIS MARKET?
WELL... THE RIGHT MARKETING PLAN
MAKES ALL THE DIFFERENCE!
Learn how and why my marketing strategies for selling your home, bring about the most successful results... It'll take only 15 minutes of your time... No obligation implied here... If you live in Fort Lauderdale, Pompano Beach, Wilton Manors, Oakland Park, Lighthouse Point, Deerfield Beach, or nearby areas, I'd love to help you with your sale. You'll get top market value. I'll present your home's best selling features in the MLS. Besides the world-wide exposure which your MLS listing will bring about; once I post you home's listing report in this real estate website, your home's best features will be exported and published to Yahoo Real Estate, BargainNetworks.com, Trulia.com, HarmonHomes.com, Craigslist, Google Real Estate, Oodle.com, Vast.com, Zillow.com, Propbot.com, HotPads.com, BobVilla.com, FrontDoor.com, Homes.com & countless other real-estate-related sites.
The more buyers who find your listing, the faster we'll find your buyer. Please click here to request your free of charge or obligation CMA Report... I'd love to stop by and explain the enitre report in full detail when we meet!
NEED TO SELL NOW... BUT WORRIED ABOUT THE CURRENT REAL ESTATE MARKET?
IS YOUR CURRENT MORTGAGE AMOUNT
MUCH HIGHER THAN YOU HOME'S CURRENT MARKET VALUE?
FIND YOURSELF WONDERING WHO TO BELIEVE... OR WHAT TO DO NEXT...
I MAY BE ABLE TO HELP YOU...

"UPSIDE DOWN" WITH YOUR MORTGAGE?
DO YOU KNOW HOW DO THE DAMAGES FROM A "SHORT SALE" COMPARE TO...
THE DAMAGES RESULTING FROM A "FORECLOSURE"?
1- FUTURE FANNIE MAE LOAN, ON A PRIMARY RESIDENCE:
FORECLOSURE: Ineligible for a Fannie Mae backed mortgage for 5 years after foreclosure
SHORT SALE: Eligible for a Fannie Mae mortage 2 years after closing on a short sale

2- FUTURE NON-PRIMARY FANNIE MAE LOAN:
FORECLOSURE: Ineligible for investment Fannie Mae loan for 7 years after foreclosure
SHORT SALE: Eligible after 2 years for a Fannie Mae investment loan, after short sale

3- FUTURE LOAN WITH ANY MORTGAGE COMPANY
FORECLOSURE: Higher rates after disclosing prior foreclosure in the application form
SHORT SALE: No such question exists regarding a short sale, in the application

4- CREDIT SCORES:
FORECLOSURE: Scores lowered from 250 to over 300 points for over 3 years
SHORT SALE: Scores affected by as little as 50 points, for only 12 to 18 months

5- CREDIT HISTORY:
FORECLOSURE: Foreclosure remains in public records for 10 or more years
SHORT SALE: Short sales not reported in credit report. It shows as "paid in full, settled"

6- SECURITY CLEARANCES:
FORECLOSURE: If in sensitive positions, clearance mayl be revoked & position terminated
SHORT SALE: A short sale, on its own, does not challenge security clearances

7- CURRENT EMPLOYMENT:
FORECLOSURE: Foreclosure may become grounds for re-assignment, or termination
SHORT SALE: Short sales don't appear in credit reports= Doesn't damage your job

8- FUTURE EMPLOYMENT:
FORECLOSURE: If new employee review shows foreclosure= A most detrimental item
SHORT SALE: No challange to future employment> I will not appear in credit reports

9- DEFICIENCY JUDGEMENT:
FORECLOSURE: Florida allows Deficiency Judgements. Many times, even years later
SHORT SALE:Lender may give up right to pursue Judgement if short sale successful

10- DEFICIENCY AMOUNT:
FORECLOSURE: Lower sold price & long time to sell= higher amounts a lender may pursue
SHORT SALE: Lower amounts (sold closer to market value) if lender pursues Judgement
Please consult with a real estate attorney before you make any decisions... And, please feel free to call or email me with any questions...
It's the differences in Marketing Strategies...
which set Realtors apart from one another...
When you hire me for the job, it comes with a 100% confidentiality guarantee,
full-time professionalism... and the highest ethical standards in the field.
Please click here to set up a time
for us to discuss your plans, or talk about any questions you may have.
* * * * *
BUYING A HOME NOW?
Broward County has not seen home prices like these in decades... Take advantage now of this once in a generation opportunity to own your home at the lowest prices we've seen in years... Start search for every new listing for sale right here! For free! Every day there are literally hundreds of new MLS listings that come into the Market in South Florida! Find them all right here! Click on the "FREE MLS SEARCH!" button at top left corner of this Home Page. Search here, in The Real MLS!!! I'd also be happy to email to you what I consider to be the best choices and values for your money. Just ask me for them!
BUYERS pay no real estate, or "buyers", or "transaction", or "processing" fees with me! I'll help you find the most house for your money. I'll be available at every step of the way. My FREE Buyer's Services save you time, effort, and avoids costly errors! Need help with your mortgage? Click here if you have any questions!

RAY DIAZ & GAINESWAY REALTY...
WE ARE THE PROFESSIONALS!
We're a privately owned firm serving the area from downtown Fort Lauderdale for over 25 years. Ours is a company committed to the highest ethical standards, the utmost professionalism, and aiming at exceeding your expectations. Please browse through my website to read articles on how best to prepare your home to sell fast and at top dollar. You'll find them in the "Home Advice" and "Articles" sections when you scroll down to the bottom of this "Home Page". Feel free to print any of my articles or reports! *** I've also linked my site to the all the major cities in our area! Browse through the websites for the cities of Fort Lauderdale, Lighthouse Point, Wilton Manors, Pompano Beach, Boca Raton, Oakland Park, and many more! Find information on mortgages, home inspections, local schools, title companies, relocations, etc.! Or, click here to send me your questions!

Ray Diaz, GRI
Active member of the Realtor Association of Greater Fort Lauderdale,
and the National Association of Realtors,

HABLA USTED ESPANOL?
Sabe usted cuantos detalles legales existen hoy en dia cuando usted compra o vende una casa? Lo que puede considerarse superficialmente como pequenos errores al compilar todos los documentos y formas necesarias en un contrato de venta o compra pueden costarle eventualmente miles de dolares. Mi ayuda profesional le ofrece proteccion contra estos errores... Le aseguro de una transaccion facil, y sin complicaciones. Yo les explicare paso a paso, todo lo que esta sucediendo durante toda la transaccion. Oprima aqui para solicitar mas informacion, sin obligacion o costo alguno. Envieme cualquier pregunta hoy mismo a mi direccion de email: DiazRayDiaz@aol.com. Puede llamarme al 954-816-9525. Mi objetivo es el de hacer... de sus suenos, una verdadera realidad...
Ramon C. Diaz, GRI,
Un Corredor de Bienes Raices... en el que usted si puede confiar...

Professional Affiliations